Banks would like to retain their big customers. The business volumes of big customers are high and lucrative. Big customers usually have in-depth application of IT technology and are in a better condition with their internet setup.

Moreover, most of them are frequent users of internet such as surfing for information, conducting transaction with foreign buyers, filing of returns to meet government requirements. Driven by business processing needs and the development of the company, big customers see the urgent need of internet banking services for their business. In certain circumstances, some big enterprise customers even request the bank to build an interface to their own ERP system to facilitate their payment, collection and other cash-flow information data exchange with the bank's internet banking system in order to save time and labor of manual input.

Other than a few state-owned banks, there is hardly any bank that can have its own branch network to cover most of the territory of the country and, in particular, some foreign banks and regional banks can only afford to have branch network within a city or a little better, a few cities. Unlike nationwide banks, regional banks do not have support from the early policy to build up a large branch network. At the same time, their target depositors cluster round mostly in a small region. Foreign banks, at the start of their business, only focus on business with their foreign customers and their already established ones. With such a business mould, both regional and foreign banks do not need to invest a lot to expand their branch network.

Following the rapid economic growth, the market in every region encounters changes. The industrial/economic zones at the outskirts of big cities have been quickly set up. Foreign enterprises quickly react to the changes and move their businesses and services from their original servicing region to other regions. Mobility increases and simple regional segregation has become more and more vague. The expansion of enterprise coverage and the increase of mobility goad the banks to provide more service channels to guarantee their service quality in order to secure their customers. The emergence of internet banking service is a simple and cost effective way to let banks spend the least investment and within the shortest time to extend their service channel to reach their customers.

As a professional and veteran banking solution provider, ecS takes pride to provide a total internet solution derived from the foundation of the traditional banking business solution - the ecIBS.>